A fully updated edition of the hugely successful What Not To Spend - this is the ultimate guide to managing your money - from budgeting, saving and clearing debt, to investing and planning for the future. Are you desperate to get a grip on your finances but don't know where to start? Does it seem impossible to think about saving in the current climate? Have you tried to budget in the past and failed? No matter what your attitude to money or how you've handled your finances in the past, this is the only guide you need to get back on track. Alvin's tried and tested advice takes you through step-by-step, from clearing debt and managing credit, to saving, budgeting and planning for the future. Fully up-to-date with sections on how to save when things are tight, and how to deal with redundancy, Alvin's simple, straightalking style provides the perfect antidote to the doom and gloom of news reports.By tackling money matters head on, you really can spend a bit less and live a lot more.Chapters include:-What is your money personality?-Clearing debt - the knockout method-The mortgage maze-Getting started with shares-Planning for the great beyondand much, much more...