When an ecstatic Nina Lawson wins millions in the lottery, her world is turned upside down. At first, she and her fiance, Rick, are delighted and start to plan their future. Soon, people are coming out of the woodwork to claim a piece of her winnings. The most unexpected request comes from Todd, Nina's ex-husband. He reveals that their divorce paperwork was never filed and she may be compelled to share half the money. As the situation spirals out of control, Nina risks losing her heart and her newfound winnings to find out what really matters.