Now in paperback: The ''New York Times'' bestselling author and star of A&E's reality series ''Big Spender,'' Larry Winget, cleans up America's personal finance crisis More than 40 percent of families today are feeling financial pressure: spending more than they earn, and worrying about retiring and being dependent on the government, family, or charity. Larry Winget knows. He grew up poor, then made and lost a fortune when a business in which he?d invested went bankrupt. But he worked his way back from rock bottom to become a multimillionaire. In ''You?re Broke Because You Want to Be,'' Winget expands on the ideas that have made his popular television show ''Big Spender'' a hit and offers straightforward talk about coming to grips with your finances, such as: ? Feel bad. Have remorse. You need to feel deep emotion to take action. So start crying and take responsibility. ? Figure out who you owe and how much you owe. It?ll be a scary number to face, but you need to know where you are and what you have. ? ?People are stupid, lazy, or they don?t give a damn.? You already know you ''need'' to do something; Larry will help you finally ''do'' something. ? Are you more interested in looking cool and being cute or providing a financially secure future for your family? How you spend your money will tell you that. With a boot-camp regimen that is steeped in personal accountability, Winget cuts through the double-talk contained in most finance books and presents a simple, guided program that is sure to motivate anyone out of their money problems.